Regarding money clinic this week, presenter claer barrett chats to josh, a high-earner living in new jersey who's huge credit cards to suit.

The 30-something finance worker has invested $20,000 spending money on holiday breaks and unforeseen bills on their interest-free cards, but his partner is unaware of simply how much he today owes. under lockdown, the few have been able to save your self a remarkable $27,000.

Their partner would like to utilize their cost savings towards a housing deposit but should josh come neat and pay back a number of their card financial obligation?

This weeks experts robert armstrong, the fts us finance editor, and sara williams, the united kingdom financial obligation agent and writer of the debt camel weblog, both have actually powerful opinions but will josh anticipate to listen?