Investment trust Dunedin Income Growth generates a mix of income and capital return for shareholders. It does this by investing primarily in a tight portfolio of UK companies. Of course, we will have good and bad times, but by focusing on quality businesses, the hope is that we will drive solid long-term returns.' Despite the one-year losses, the PS417million trust has generated a total return of just over 41 per cent across the past five years. And Ritchie seems confident that this record can be continued. So an absolute increase on last year's 12.9 pence would be a result.' This stands at around three quarters of a year's income, but is unlikely to be needed in the short term. This preference is reflected in the trust's key holdings - with big stakes in consumer goods giant Unilever, drinks company Diageo, and drugs business AstraZeneca. These are managed by Janus Henderson and Allianz Global Investors respectively and have produced gains of 53 and 49.4 per cent. The trust's stock market identification code is 0340609 and its market ticker is DIG. Total annual charges are competitive at 0.59 per cent.